First….

Premiums remain level & may be payable beyond age 100.
The death benefit is guaranteed as long as premiums are paid as required.

Third….

Your beneficiary chooses whether or not to use the death benefit for burial expenses.

Second….

You can choose between monthly or annual premium payments.

The cash value of the policy accumulates tax-deferred.

Fourth….

Your policy may earn dividends but but there’s no guarantees. If it does, those dividends can accumulate while earning interest, purchase paid up additions, be used to reduce a premium that’s due, or be paid in cash. It’s up to you!